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Individual Life

The main purpose of life insurance is to provide financial help to your family should you die unexpectedly. The money your dependents, such as your spouse and children, will receive from life insurance is called a death benefit.

Life insurance is an important financial resource which can be used to pay-off the mortgage, college tuition bills, and other debts. Income generated by the death benefit is designed to replace the income that would have been generated by your job.

Having a life insurance policy, protects your family from having to sell assets to pay outstanding bills. Your family will not have to pay federal income taxes on the proceeds of your life insurance policy.

Cy-Fair Insurance offers both Term Life and Permanent (cash value) Life Insurance. To find out more, read our Types of Life Insurance page.
Life Insurance can help with:
  • raising young children,
  • college expeses,
  • funneral expenses,
  • unpaid medical bills, and
  • debt and taxes.
    Guide: Life Insurance protection should equal 5 to 8 times your annual income.

    For more information or a quote, complete our customer form and one of our agents will contact you.
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